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Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option

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NAV
₹ 20.4241 ₹ -0.06 (-0.28 %)
as on 20-05-2025
Asset Size (AUM)
155.56 Cr
Launch Date
Feb 05, 2015
Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Minimum Investment 500.0
Minimum Top-up 500.0
Investment Returns Since Launch in Feb 05, 2015
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7.19

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.66 %
Expense Ratio
2.08%
Volatility
4.6 %
Fund House
Nippon India Mutual Fund
Fund Manager
Pranay Sinha, Ashutosh Bhargava, Kinjal Desai
Key Features
Scheme description
This fund has moderate ups and downs compared to other equity funds but can give good returns in the very long run. Investment in this fund can be made for a horizon of at least 7 years or more for retirement planning purposes only.
Minimum Purchase Application Amount
Rs. 500.0 (plus in multiples of Rs. 500.0)

Entry Load
Not applicable
Exit Load
for all subscriptions W.E.F June 06, 2018 is Nil. For subscriptions prior to June 06, 2018, levied on the Units redeemed will be the rate prevailing at the time of the allotment of the Units. For Special products registrations, load for each transaction is based on the load structure applicable as on the registration date.
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 11044
FD₹ 10600
Performance

Scheme Performance (%)

Data as on - 20-05-2025
Created with Highcharts 4.1.4ReturnsNippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth OptionAK Hybrid Conservative TRIRetirement FundYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-505101520

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesNippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth OptionAK Hybrid Conservative TRIRetirement Fund2016201720182019202020212022202320242025-505101520253035
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000125,3515,3519.98
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option 05-02-2015 10.44 10.6 10.7 8.64 7.4
PGIM India Retirement Fund - Regular Plan - Growth Option 15-04-2024 12.13 0.0 0.0 0.0 0.0
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 12.01 18.77 15.34 15.5 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 11.54 15.25 13.88 16.09 9.59
Axis Retirement Fund - Dynamic Plan - Regular Growth 05-12-2019 10.88 20.41 16.52 16.04 0.0
Portfolio Analysis
Portfolio as on 30-04-2025
Sector Allocation
SectorAllocation (%)
N/A79.91
Financial Services7.95
Information Technology1.94
Automobile and Auto Components1.91
Oil, Gas & Consumable Fuels1.63
Capital Goods1.41
Consumer Durables1.22
power1.08
Construction1.02
Fast Moving Consumer Goods0.92
Consumer Services0.64
Healthcare0.37
Portfolio Holdings
CompanyHoldings (%)
7.06% Government of India30.12
7.62% Government of India17.77
8.13% Government of India15.73
8.17% Government of India4.87
7.26% Government of India3.39
ICICI BANK LIMITED EQ NEW FV RS. 2/-2.75
6.79% Government of India2.65
HDFC BANK LIMITED EQ NEW FV RE. 1/-2.29
Triparty Repo2.05
RELIANCE INDUSTRIES LIMITED EQ1.63
8.3% Government of India1.61
STATE BANK OF INDIA EQ NEW RE. 1/-1.52
NTPC LIMITED EQ1.08
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-1.02
AXIS BANK LIMITED EQ NE FV RS. 2/-0.99
INFOSYS LIMITED EQ FV RS 50.96
Net Current Assets0.88
DIXON TECHNOLOGIES (INDIA) LIMITED EQ NEW FV RS.2/-0.79
8.83% Government of India0.79
MAHINDRA AND MAHINDRA LIMITED EQ NEW F.V. RS.50.75
TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-0.67
ZOMATO LIMITED EQ0.64
CUMMINS INDIA LIMITED EQ FV RS.20.56
SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED EQ FV RS. 1/-0.55
UNITED BREWERIES LIMITED EQ NEW FV RE.1/-0.54
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED EQ0.43
KAYNES TECHNOLOGY INDIA LIMITED EQ0.41
SBI LIFE INSURANCE COMPANY LIMITED EQ0.4
BAJAJ AUTO LIMITED EQ0.39
HINDUSTAN UNILEVER LIMITED EQ F.V. RS 10.38
WIPRO LIMITED EQ F.V. RS. 20.31
MISHRA DHATU NIGAM LIMITED EQ0.27
SUN PHARMACEUTICAL INDUSTRIES LTD. EQ NEW F.V. RE.1/-0.24
TUBE INVESTMENTS OF INDIA LIMITED EQ0.22
CYIENT DLM PRIVATE LIMITED EQ0.17
APOLLO HOSPITALS ENTERPRISE LIMITED EQ NEW F.V. RS.5/-0.13
Cash Margin - CCIL0.05
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesInformation TechnologyAutomobile and Auto ComponentsOil, Gas & Consumable FuelsCapital GoodsConsumer DurablespowerConstructionFast Moving Consumer GoodsOthers
Portfolio Holdings
Created with Highcharts 4.1.47.06% Government of India7.62% Government of India8.13% Government of India8.17% Government of India7.26% Government of IndiaICICI BANK LIMITED EQ NEW FV RS. 2/-6.79% Government of IndiaHDFC BANK LIMITED EQ NEW FV RE. 1/-Triparty RepoOthers